adminIn an era where financial decisions shape long-term stability, understanding credit has become essential for every individual. Recognizing this need, the Department of Computer Science & Engineering (CSE) at Akal University, Talwandi Sabo, organized a Credit Awareness Program to equip students with practical financial knowledge and responsible borrowing habits.
Workshop Overview and Key Details
The workshop was conducted on April 9, 2026, in collaboration with IFS Trading Academy, and was jointly organized by the Department of CSE and the Training & Placement Cell.
Event Type: Workshop
Mode: Offline
Duration: 2 Hours
Participants: Around 200 students
Guest Speaker: Mr. Deepak Bansal (Founder & Head Trainer, IFS Trading Academy)
Event Coordinators: Mr. Malik Muzamil & Dr. Upinder Kaur
Faculty Coordinators: Nancy Mittal & Kounser Ali Mir
The session witnessed enthusiastic participation from students, making it an engaging and impactful learning experience.
Objectives of the Credit Awareness Program
The workshop was designed with a clear focus on enhancing financial literacy among students. The key objectives included:
- Creating awareness about the meaning and importance of credit in personal finance
- Educating students about the role of banks, NBFCs, and digital lenders
- Explaining features and responsible usage of credit cards
- Highlighting the importance of maintaining a good credit score
- Introducing digital lending platforms and safe online transactions
- Sensitizing students about risks like over-leveraging and loan delinquency
- Encouraging informed financial decision-making and responsible borrowing
Key Topics Covered During the Session
The session delivered by Mr. Deepak Bansal provided practical insights into real-world financial concepts. Major topics included:
- Meaning and importance of credit
- Role of banks, NBFCs, and digital lenders
- Credit cards: features and responsible usage
- Understanding and maintaining credit scores
- Digital lending platforms and safe transactions
- Risks of over-borrowing and loan defaults
The speaker combined theoretical knowledge with real-life examples, making complex financial concepts easy to understand.
Learning Outcomes for Students
The workshop significantly enhanced students’ financial awareness and practical understanding. Key learning outcomes included:
- Clear understanding of credit and its role in financial planning
- Knowledge of how credit scores are calculated and improved
- Awareness of safe digital lending practices and fraud prevention
- Better understanding of benefits and risks of credit card usage
- Increased caution regarding over-borrowing and repayment discipline
- Improved financial literacy and responsible financial behavior
Students also showed keen interest in applying these strategies in their personal and professional lives.
A Step Towards Financially Responsible Youth
The Credit Awareness Program proved to be highly informative and beneficial, reinforcing the importance of financial discipline among students. Initiatives like these play a crucial role in preparing young individuals to make smart financial decisions in the future.
Empowering Students with Financial Knowledge
By bridging the gap between academic learning and real-world financial practices, Akal University continues to nurture informed and responsible individuals. The workshop not only educated students about credit but also empowered them to take control of their financial future with confidence and awareness.
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